Banking for Kids

Kindergarten

This presentation lasts about 30 minutes and includes discussions on what the kids are saving for, a story about Rock and Brock, a School House Rock video on before there was money how people used bartering and how people might still use it today, and then showing them a savings chart and explaining how much they should save today to purchase the things they want in the future.

We also hand out a coloring sheet for the kids to complete in the classroom or at home with the savings chart on it and give each kid a money pencil that says, "It's time to Save."

Supporting materials used:

• Rock, Brock, and The Savings Shock
• Dot-to-Dot
• Savings Chart
• School House Rock video - "This for That"

1st Grade

This presentation lasts around 50 minutes and includes discussions on what the kids are saving for, what is on each United States coin, a video on how they "Mint Money". Then we show them a savings chart and explain how much they should save today to purchase the things they want in the future.

We also hand out a crossword for the kids to complete in the classroom or at home with a savings chart on it and give each kid a money pencil that says, "It's time to Save."

Supporting materials include:

• United States Minted Coins
• Crossword
• Savings Chart
• "Minting Money" video

2nd Grade

This presentation lasts around 45 minutes and includes discussion on what the kids are saving for, we play a money game in which we give each student 4 fake dollars to spend on items they would purchase if the money was real (the game shows them that money is limited, they need to be selective in their spending, that some of them will spend most or all of the money instead of saving, and it explains interest). We also show them the video "Meet the Bank" and discuss the number of things a bank does. The presentation is concluded with a savings chart that explains how much money they should start saving today to purchase the things they want in the future.

We also hand out a word search for the kids to complete in the classroom or at home with a savings chart on it and give each kid a money pencil that says,"It's time to Save."

Supporting materials include:

• Money Game
• Word Search
• Savings Chart
• "Meet the Bank" video

3rd Grade

This presentation lasts around 50 minutes and includes discussion on what the kids are saving for, the different features of our paper money (including who is on each dollar bill, the security features of the bill, and what the various symbols on the bills mean). We then show them a video, called "Print Money", on how they design and print money. The program concludes with the savings chart that explains how much they should start saving today to purchase the things they want in the future.

We also hand out a crossword for the kids to complete in the classroom or at home with a savings chart on it and give each kid a money pencil that says, "It's time to Save."

Supporting materials include:

• United States Printed Money
• New Dollar Bill Designs
• Crossword
• Savings Chart
• "Print Money" video

4th Grade

This presentation lasts around 45 minutes and includes discussion on what the kids are saving for, playing a money game called "Spending a Million Dollars" (the kids spend a million dollars as a class and discuss the differences between needs and wants as the kids purchase various items), discussing how to budget (income and expense). We watch a video on entrepreneurship. The presentation is concluded with the savings chart and explaining about the importance of saving today to purchase things the kids want in the future.

We also hand out a crossword for the kids to complete in the classroom or at home which includes a savings chart on it and give each kid a money pencil that says, "It's time to Save."

Supporting materials include:

• "Spending a Million Dollars" Game
• My Budget Sheet
• Crossword
• Savings Chart
• Entrepreneurship video

5th Grade

This program lasts around 50 minutes and includes discussion on what the kids are saving for, showing them foreign currency and comparing it to United States currency, discussing foreign currency rate, and watching a video titled "Money in Other Countries". The presentation concludes with the savings chart and explaining how much money they should start saving today for things they want to purchase in the future.

We also hand out a crossword for the kids to complete in the classroom or at home, which includes a savings chart on it and give each kid a money pencil that says, "It's time to Save."

Supporting materials include:

• Foreign Currency - compare to United States Currency
• Crossword
• Savings Chart
• "Money in Other Countries" video

Middle School

Farmers State Bank has done a number of presentations in the Middle School including Junior Achievement. We have also customized presentations to fit specifically what each teacher was looking to discuss. We would be happy to customize a presentation for your classroom or do a bank tour.

High School

Farmers State Bank has presented in a number of High School classrooms including Accounting, Introduction to Business, Introduction to Marketing, Business Law, Economics, Social Studies, and Family and Consumer Education. The topics include the history of money, the history of the Federal Reserve System, checking accounts, savings accounts, how to apply for a loan, understanding credit, technology advances in banking and how to use Online Banking, Bill Pay, etc. We typically customize the program to what the teacher is looking to cover.

The bank has also helped High School students learn about banking by offering a job shadow program to those students that are interested in bookkeeping, human resources, marketing, and finance.

Supporting materials included:

• Federal Reserve District Map
• Checking Accounts
  • Check Front-Registry-Deposit Ticket
  • Types of Checking Accounts
• Savings Accounts
  • Why have a Savings Account
  • Savings Questions to Ask
• Savings Rule of 72
• Paychecks Increase with Education
• Loans
  • C's of Credit
  • Credit Reports
  • Example of Lending Ratios

We would be happy to set up a bank tour of our facilities. The tour covers the various departments (loan, tellers, bookkeeping, safe deposit area, etc.) and how the bank functions and helps students. From showing them how we process checks to seeing the vault, kids of all ages have enjoyed a tour of the bank.