We will be closed Monday, October 14th for Columbus Day. We will re-open Tuesday, October 15th with regular business hours.

Smart Checking

A checking account with simplicity in mind. 

Smart Checking Account Features

Opening a Smart Checking account is a smart idea! With only $100 minimum deposit to open, this non-interest bearing account will allow you to enjoy all the convenient features of a checking account that fit your lifestyle. Account requirements of Direct Deposit or eStatements are required to waive the $3.00 per month service charge.  There is no average daily balance requirement.  

Inactivity Fee: A monthly fee of $5.00 will be charged each statement cycle in which the account is inactive. Inactive is described as having no deposits or withdrawals for 6 months.

  • Debit Card
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements
  • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)

Compare All Checking Accounts

Apply Today

To apply for your Smart Checking Account, please fill out our online application. A Personal Banker will contact you to finalize the paperwork and answer any questions you may have.

APPLY FOR A SMART CHECKING ACCOUNT

Top   Chat
Some content requires Adobe Acrobat Reader to view.