We will be closing at noon on Tuesday, December 24th, 2024 in observance of Christmas Eve.

We will be closed all day Wednesday, December 25th, 2024 in observance of Christmas. 

We will resume normal business hours on Thursday, December 26th, 2024.

We will be closed all day Wednesday, January 1st, 2025 in observance of New Year's Day. 

We will resume normal business hours on Thursday, January 2nd, 2025.

Smart Checking

A checking account with simplicity in mind. 

Smart Checking Account Features

Opening a Smart Checking account is a smart idea! With only $100 minimum deposit to open, this non-interest bearing account will allow you to enjoy all the convenient features of a checking account that fit your lifestyle. Account requirements of Direct Deposit or eStatements are required to waive the $3.00 per month service charge.  There is no average daily balance requirement.  

Inactivity Fee: A monthly fee of $5.00 will be charged each statement cycle in which the account is inactive. Inactive is described as having no deposits or withdrawals for 6 months.

  • Debit Card
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements
  • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)

Compare All Checking Accounts

Apply Today

To apply for your Smart Checking Account, please fill out our online application. A Personal Banker will contact you to finalize the paperwork and answer any questions you may have.

APPLY FOR A SMART CHECKING ACCOUNT

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