We will be closing at noon on Tuesday, December 24th, 2024 in observance of Christmas Eve.

We will be closed all day Wednesday, December 25th, 2024 in observance of Christmas. 

We will resume normal business hours on Thursday, December 26th, 2024.

We will be closed all day Wednesday, January 1st, 2025 in observance of New Year's Day. 

We will resume normal business hours on Thursday, January 2nd, 2025.

Business Loans

Farmers State Bank has been helping business owners since 1911. Our local lenders help business owners with needs such as start up, upgrade and expansion. Decisions are made right here in the communities we serve.

Business Equipment & Working Capital Loans

We Offer

  • Adjustable Rate Loans
  • Fixed Rate Loans
  • Revolving Loans
  • Interest Only Loans
  • Bridge Loans

Rates

For current rates, please call (715) 258-1400 and ask for Dick Phillipsen or Jeff Spindler.

Other Loan Programs

Each business is unique in their set up and needs. Sometimes certain businesses do not fall under Farmers State Bank's traditional loans. In these cases one of our Commercial Lenders will work with you to find a program that fits your needs.

Government Loan Programs

  • USDA Rural Development
    • Business Loans and Grants
    • Community Development Programs
    • Community Facilities Loans and Grants

Farm & Agriculture Business

  • Wisconsin Department of Agriculture, Trade and Consumer Protection
  • Farmer Mac
  • Agricultural Real Estate Lending
  • USDA Rural Development
  • Farm Operating Loans

Revolving Loan Funds

  • Waupaca County Economic Development Corp
  • Wisconsin Economic Development
  • Wisconsin Business Development
  • Impact Seven - Greater Wisconsin Fund

Additional Programs

  • Score
  • CAP Services
  • UW-Extension Office

Apply Today

To apply for a Business Loan today, please complete our online application. A Lender will contact you to finalize the paperwork and answer any questions you may have.

APPLY FOR YOUR BUSINESS LOAN

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