Privacy Policy

Protecting Your Privacy

Rev. 01/2011

An introduction to this privacy policy
Facts	What does Farmers State Bank of Waupaca do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Account Balances and Payment History Credit History and Transaction or Loss History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information	Does Farmers State Bank of Waupaca share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Do Not Share
For affiliates to market to you	No	We Do Not Share
For nonaffiliates to market to you	No	We Do Not Share

How to limit our sharing
To limit our sharing

What to do if you have questions
Questions?	Call 715-258-1400 or go to www.fsbwaupaca.com

Who is providing this notice
Who we are
Who is providing this notice?	Farmers State Bank of Waupaca

What we do with your personal information, how we collect it, and why you can’t limit all sharing
What we do
How does Farmers State Bank of Waupaca protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers State Bank of Waupaca collect my personal information?	We collect your personal information, for example, when you: Open an account or Apply for a loan Show your Driver's License or Use your credit or debit card Make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes— information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?

Definitions of terms in this privacy policy
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Farmers State Bank does not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Farmers State Bank doesn't jointly market.

Printable PDF

View a printable PDF of our Privacy Policy.

Internet Policy

When you visit our web site, we obtain data relating to number of hits, number of files, number of pageviews, number of sessions and number of KBytes sent.

This information is only collected in the aggregate for everyone who accesses our site, and not on you individually.

No personal information is collected or retained by us when you browse our web site or use the planning tools on our web site (such as our loan and deposit calculators).

When you use a link from our web site to go to another site, our privacy policy is no longer in effect.

Email Policy

Email is not secure, so please do not forward account numbers, social security numbers, passwords or anything else you wish to keep private to Farmers State Bank or anyone else in an email. If you wish to discuss such items, please use our Secure Contact Form or call us.