We will be closed Monday, October 14th for Columbus Day. We will re-open Tuesday, October 15th with regular business hours.

Personal Checking

Are you looking for a checking account that fits your needs and has convenient services such as Online Banking and Mobile Banking?
Farmers State Bank offers a variety of accounts that are flexible and secure. Find the checking account that is right for you.

Personal Checking Options Table

 
  Smart Checking Secure Checking Regular NOW Checking Classic Checking
Minimum Deposit to Open Account $100 $100 $100 $100
** Required Average Daily Balance to Avoid Service Charge $500 $1,000 or $5,000 in all deposit accounts
Interest Bearing Yes Yes
Free Checks Yes
ID Protect® Yes
Debit Card Yes Yes Yes Yes
Account Requirement Direct Deposit or eStatements 50 years of age or older
*Inactivity Fee $5.00 $5.00
Fees and/or Service Charges $3.00 per month if account requirement not met $5.00 per month  ** $5.00 per month if balance requirement not met ** $7.50 per month if balance requirement not met
Click for More Details Smart Details Secure Details Regular Details Classic Details
Apply for a Checking Account

To apply for your checking account today, please fill out our online application. A Personal Banker will contact you to finalize the paperwork and answer any questions you may have.

Apply for a Checking Account

Top   Chat
Some content requires Adobe Acrobat Reader to view.