We will be closing at noon on Tuesday, December 24th, 2024 in observance of Christmas Eve.

We will be closed all day Wednesday, December 25th, 2024 in observance of Christmas. 

We will resume normal business hours on Thursday, December 26th, 2024.

We will be closed all day Wednesday, January 1st, 2025 in observance of New Year's Day. 

We will resume normal business hours on Thursday, January 2nd, 2025.

Home Equity Loans

Our home equity loan is secured by real estate and can be either a first or second mortgage. Let one of our local lenders help you find a loan that will fit your needs.

Tap Into Your Equity

Are you looking to remodel your home? Do you need money for that dream vacation? Are you planning to make a major purchase? Do you have a child going to college? Are you in the process of consolidating your debt? A Home Equity Loan from Farmers State Bank can make this a reality.

We Offer

  • Closed-End: Loan amortized over a specific time frame.
  • Open End: Revolving line of credit

Advantages

  • Convenience
  • Can use the money for a wide variety of reasons and terms

icon of a check boxHome Equity Checklist

  • Completed Application
  • 2 Most Recent Pay Stubs Within the Last 30 Days
  • 2 Most Recent Checking & Savings Statements
  • Last 2 Years of W2s
  • If Self Employed, Last 2 Years of Tax Returns 
(include all pages)
  • Social Security and or Pension Award Letters
  • Investment, IRA, 401K Statements
  • Drivers License for All Applicants
  • Accepted Offer to Purchase
  • Proof of Homeowners Insurance Coverage
  • Additional Items if Requested by Underwriters

Current Rates

For current rates, please call (715) 258-1400 and ask for a Lender.

Apply Today

To apply for a Home Equity Loan today, please complete our online application. A Lender will contact you to finalize the paperwork and answer any questions you may have.
Farmers State Bank of Waupaca NMLS #485154.

APPLY FOR A HOME EQUITY LOAN

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