Savings

Personal Savings Options Table

Personal Savings Options Table
	Combo Savings	Cool Cash Savings	Regular Savings	Christmas Club
Age Requirement	Ages 12 & under	Ages 13 through 23	—	—
Minimum Deposit to Open Account	$5	$5	$100	$5
Interest Bearing
ATM Card	—	—		—
** Required Average Daily Balance to Avoid Service Charge	$25	$25	$100	—
Service Charge	** 1.00 per month if balance requirement not met	** 1.00 per month if balance requirement not met	** $2.00 per month if balance requirement not met	$0
Click for More Details	Combo Savings	Cool Cash Savings	Regular Savings	Christmas Club
Apply for a Savings Account	To apply for your savings account today, please fill out our online application. A Personal Banker will contact you to finalize the paperwork and answer any questions you may have. Apply for a Savings Account

Combo, Cool Cash, & Regular Savings

Transaction Limitations: Transfers from a Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. Combo Savings Club Accounts will automatically convert to a Cool Cash Savings Account at age 13. Cool Cash Savings Accounts will automatically convert to a Regular Savings Account at age 24. Interest will be compounded and credited to your account every quarter.

Combo customers will be given a card to track their Combo Cash Points. Combo customers will receive 1 Combo Cash Point for each whole dollar they deposit, and can receive 1 Combo Cash Point for filling out their deposit/withdrawal slip correctly. Combo Cash Points can be redeemed in January and July for a prize.

Christmas Club

Transaction Limitations: You may make unlimited deposits into your account. If any withdrawal is made from this account prior to the annual distribution date, all accrued interest may be forfeited and the account may close. Christmas Clubs can be viewed through online banking, but no online transactions will be permitted. Interest will be compounded and credited to your account annually.