We will be closing at noon on Tuesday, December 24th, 2024 in observance of Christmas Eve.
We will be closed all day Wednesday, December 25th, 2024 in observance of Christmas.
We will resume normal business hours on Thursday, December 26th, 2024.
Current Deposit Rates
Certificate of Deposit (CDs) Rates*
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|---|
| 6 month* | $2,500.00 | 1.35% | 1.35% | Simple Interest |
| 7 month Special* | $1,000.00 | 4.35% | 4.40% | Simple Interest |
| 12 month | $1,000.00 | 3.05% | 3.05% | Simple Interest |
| 13 month Special | $1,000.00 | 3.95% | 3.95% | Simple Interest |
| 18 month | $1,000.00 | 2.75% | 2.75% | Simple Interest |
| 24 month | $1,000.00 | 2.75% | 2.75% | Simple Interest |
| 36 month | $1,000.00 | 2.75% | 2.75% | Simple Interest |
| 48 month | $1,000.00 | 2.85% | 2.85% | Simple Interest |
| 60 month | $1,000.00 | 2.85% | 2.85% | Simple Interest |
Individual Retirement Account (IRA) Rates
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|---|
| Passbook | $0.00 | 0.70% | 0.70% | Compound Daily |
| 12 month | $1,000.00 | 3.00% | 3.05% | Compound Daily |
| 13 month Special | $1,000.00 | 3.87% | 3.95% | Compound Daily |
| 18 month | $1,000.00 | 2.71% | 2.75% | Compound Daily |
| 24 month | $1,000.00 | 2.71% | 2.75% | Compound Daily |
| 36 month | $1,000.00 | 2.71% | 2.75% | Compound Daily |
| 48 month | $1,000.00 | 2.81% | 2.85% | Compound Daily |
| 60 month | $1,000.00 | 2.81% | 2.85% | Compound Daily |
Regular Money Market Rates
| Type of MMDA | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|
| $1,000.00 & Over | 0.45% | 0.45% | Simple Interest - Paid Monthly |
| $999.99 & Under | 0.01% | 0.01% | Simple Interest - Paid Monthly |
Regular Super Saver Rates
| Type of MMDA | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|
| $20,000 & Over | 1.39% | 1.40% | Compound Daily - Paid Monthly |
| $10,000.00 – $19,999.99 | 0.45% | 0.45% | Compound Daily - Paid Monthly |
| Under $10,000.00 | 0.01% | 0.01% | Compound Daily - Paid Monthly |
Health Savings Account (HSA) Rates
| Daily Balance | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|
| $50,000 & Over | 1.98% | 2.00% | Simple Interest - Paid Monthly |
| $25,000.00 – $49,999.99 | 1.00% | 1.00% | Simple Interest - Paid Monthly |
| $15,000.00 – $24,999.99 | 0.15% | 0.15% | Simple Interest - Paid Monthly |
| $5,000.00 – $14,999.99 | 0.05% | 0.05% | Simple Interest - Paid Monthly |
| $1,000.00 – $4,999.99 | 0.01% | 0.01% | Simple Interest - Paid Monthly |
| $0 – $999.99 | 0.00% | 0.00% | Simple Interest - Paid Monthly |
Savings Account Rates
| Accounts | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|
| Regular Savings | 0.01% | 0.01% | Simple Interest - Paid Quarterly |
| Combo Savings Club (Ages 12 & under) | 0.01% | 0.01% | Simple Interest - Paid Quarterly |
| Cool Cash Savings (Ages 13 to 24) | 0.01% | 0.01% | Simple Interest - Paid Quarterly |
| Christmas Club | 0.01% | 0.01% | Simple Interest - Paid Annually |
Checking Accounts Rates
| Accounts | Interest Rate | Annual Percentage Yield (APY) | Interest Computation |
|---|---|---|---|
| Regular NOW Account | 0.01% | 0.01% | Simple Interest - Paid Monthly |
| Classic Account | 0.01% | 0.01% | Simple Interest - Paid Monthly |
For more information, please contact us.
