We will be closed Monday, October 14th for Columbus Day. We will re-open Tuesday, October 15th with regular business hours.

Deposit Rates

These are our current deposit rates.

Current Deposit Rates

Certificate of Deposit (CDs) Rates*

Comparison table of Certificate of Deposit (CDs) Rates*
Term Minimum Balance Interest Rate Annual Percentage Yield (APY) Interest Computation
6 month* $2,500 1.49% 1.50% Simple Interest
7 month Special* $1,000 4.60% 4.65% Simple Interest
12 month $1,000 3.15% 3.15% Simple Interest
13 month Special $1,000 4.25% 4.25% Simple Interest
18 month $1,000 2.75% 2.75% Simple Interest
24 month $1,000 2.75% 2.75% Simple Interest
36 month $1,000 2.75% 2.75% Simple Interest
48 month $1,000 2.85% 2.85% Simple Interest
60 month $1,000 3.00% 3.00% Simple Interest

Individual Retirement Account (IRA) Rates

Comparison table of Individual Retirement Account (IRA) Rates
Term Minimum Balance Interest Rate Annual Percentage Yield (APY) Interest Computation
Passbook $0 0.80% 0.80% Compound Daily
12 month $1,000 3.10% 3.15% Compound Daily
13 month Special $1,000 4.16% 4.25% Compound Daily
18 month $1,000 2.71% 2.75% Compound Daily
24 month $1,000 2.71% 2.75% Compound Daily
36 month $1,000 2.71% 2.75% Compound Daily
48 month $1,000 2.81% 2.85% Compound Daily
60 month $1,000 2.96% 3.00% Compound Daily

Regular Money Market Rates

Comparison table of Regular Money Market Rates
Type of MMDA Interest Rate Annual Percentage Yield (APY) Interest Computation
$1,000.00 & Over 0.50% 0.50% Simple Interest - Paid Monthly
$999.99 & Under 0.01% 0.01% Simple Interest - Paid Monthly

Regular Super Saver Rates

Comparison table of Regular Super Saver Rates
Type of MMDA Interest Rate Annual Percentage Yield (APY) Interest Computation
$20,000 & Over 1.44% 1.45% Compound Daily - Paid Monthly
$10,000.00 – $19,999.99 0.50% 0.50% Compound Daily - Paid Monthly
Under $10,000.00 0.01% 0.01% Compound Daily - Paid Monthly

Health Savings Account (HSA) Rates

Comparison table of Health Savings Account (HSA) Rates
Daily Balance Interest Rate Annual Percentage Yield (APY) Interest Computation
$50,000 & Over 1.98% 2.00% Simple Interest - Paid Monthly
$25,000.00 – $49,999.99 1.00% 1.00% Simple Interest - Paid Monthly
$15,000.00 – $24,999.99 0.15% 0.15% Simple Interest - Paid Monthly
$5,000.00 – $14,999.99 0.05% 0.05% Simple Interest - Paid Monthly
$1,000.00 – $4,999.99 0.01% 0.01% Simple Interest - Paid Monthly
$0 – $999.99 0.00% 0.00% Simple Interest - Paid Monthly

Savings Account Rates

Comparison table of Savings Account Rates
Accounts Interest Rate Annual Percentage Yield (APY) Interest Computation
Regular Savings 0.01% 0.01% Simple Interest - Paid Quarterly
Combo Savings Club (Ages 12 & under) 0.01% 0.01% Simple Interest - Paid Quarterly
Cool Cash Savings (Ages 13 to 24) 0.01% 0.01% Simple Interest - Paid Quarterly
Christmas Club 0.01% 0.01% Simple Interest - Paid Annually

Checking Accounts Rates

Comparison table of Checking Accounts Rates
Accounts Interest Rate Annual Percentage Yield (APY) Interest Computation
Regular NOW Account 0.01% 0.01% Simple Interest - Paid Monthly
Classic Account 0.01% 0.01% Simple Interest - Paid Monthly

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