Certificate of Deposit (CDs) Rates
Comparison table of Certificate of Deposit (CDs) Rates
| Term |
Minimum Balance |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| 6 month* |
$2,500.00 |
1.35% |
1.35% |
Simple Interest |
| 7 month Special* |
$1,000.00 |
3.86% |
3.90% |
Simple Interest |
| 12 month |
$1,000.00 |
3.05% |
3.05% |
Simple Interest |
| 13 month Special |
$1,000.00 |
3.65% |
3.65% |
Simple Interest |
| 18 month |
$1,000.00 |
2.75% |
2.75% |
Simple Interest |
| 24 month |
$1,000.00 |
2.75% |
2.75% |
Simple Interest |
| 36 month |
$1,000.00 |
2.75% |
2.75% |
Simple Interest |
| 48 month |
$1,000.00 |
2.85% |
2.85% |
Simple Interest |
| 60 month |
$1,000.00 |
2.85% |
2.85% |
Simple Interest |
Individual Retirement Account (IRA) Rates
Comparison table of Individual Retirement Account (IRA) Rates
| Term |
Minimum Balance |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| Passbook |
$0.00 |
0.70% |
0.70% |
Compound Daily |
| 12 month |
$1,000.00 |
3.00% |
3.05% |
Compound Daily |
| 13 month Special |
$1,000.00 |
3.59% |
3.65% |
Compound Daily |
| 18 month |
$1,000.00 |
2.71% |
2.75% |
Compound Daily |
| 24 month |
$1,000.00 |
2.71% |
2.75% |
Compound Daily |
| 36 month |
$1,000.00 |
2.71% |
2.75% |
Compound Daily |
| 48 month |
$1,000.00 |
2.81% |
2.85% |
Compound Daily |
| 60 month |
$1,000.00 |
2.81% |
2.85% |
Compound Daily |
Regular Money Market Rates
Comparison table of Regular Money Market Rates
| Type of MMDA |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| $1,000.00 & Over |
0.30% |
0.30% |
Simple Interest - Paid Monthly |
| $999.99 & Under |
0.01% |
0.01% |
Simple Interest - Paid Monthly |
Regular Super Saver Rates
Comparison table of Regular Super Saver Rates
| Type of MMDA |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| $20,000 & Over |
1.19% |
1.20% |
Compound Daily - Paid Monthly |
| $10,000.00 – $19,999.99 |
0.30% |
0.30% |
Compound Daily - Paid Monthly |
| Under $10,000.00 |
0.01% |
0.01% |
Compound Daily - Paid Monthly |
Health Savings Account (HSA) Rates
Comparison table of Health Savings Account (HSA) Rates
| Daily Balance |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| $50,000 & Over |
1.98% |
2.00% |
Simple Interest - Paid Monthly |
| $25,000.00 – $49,999.99 |
1.00% |
1.00% |
Simple Interest - Paid Monthly |
| $15,000.00 – $24,999.99 |
0.15% |
0.15% |
Simple Interest - Paid Monthly |
| $5,000.00 – $14,999.99 |
0.05% |
0.05% |
Simple Interest - Paid Monthly |
| $1,000.00 – $4,999.99 |
0.01% |
0.01% |
Simple Interest - Paid Monthly |
| $0 – $999.99 |
0.00% |
0.00% |
Simple Interest - Paid Monthly |
Savings Account Rates
Comparison table of Savings Account Rates
| Accounts |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| Regular Savings |
0.01% |
0.01% |
Simple Interest - Paid Quarterly
|
| Combo Savings Club (Ages 12 & under) |
0.01% |
0.01% |
Simple Interest - Paid Quarterly |
| Cool Cash Savings (Ages 13 to 24) |
0.01% |
0.01% |
Simple Interest - Paid Quarterly |
| Christmas Club |
0.01% |
0.01% |
Simple Interest - Paid Annually |
Checking Accounts Rates
Comparison table of Checking Accounts Rates
| Accounts |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Computation |
| Regular NOW Account |
0.01% |
0.01% |
Simple Interest - Paid Monthly |
| Classic Account |
0.01% |
0.01% |
Simple Interest - Paid Monthly |
