Personal Checking Options Table
| Smart Checking | Secure Checking | Regular NOW Checking | Classic Checking | |
|---|---|---|---|---|
| Minimum Deposit to Open Account | $100 | $100 | $100 | $100 |
| ** Required Average Daily Balance to Avoid Service Charge | — | — | $500 | $1,000 or $5,000 in all deposit accounts |
| Interest Bearing | — | — |  |
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| Free Checks | — | — | — | |
| ID Protect® | — | |
— | — |
| Debit Card | |
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| Account Requirement | Direct Deposit or eStatements | — | — | 50 years of age or older |
| *Inactivity Fee | $5.00 | $5.00 | — | — |
| Fees and/or Service Charges | $3.00 per month if account requirement not met | $5.00 per month | ** $5.00 per month if balance requirement not met | ** $7.50 per month if balance requirement not met |
| Click for More Details | Smart Details | Secure Details | Regular Details | Classic Details |
| Apply for a Checking Account |
To apply for your checking account today, please fill out our online application. A Personal Banker will contact you to finalize the paperwork and answer any questions you may have. |
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