Home Equity Loans

Our home equity loan is secured by real estate and can be either a first or second mortgage. Let one of our local lenders help you find a loan that will fit your needs.

Tap Into Your Equity

Are you looking to remodel your home? Do you need money for that dream vacation? Are you planning to make a major purchase? Do you have a child going to college? Are you in the process of consolidating your debt? A Home Equity Loan from Farmers State Bank can make this a reality.

We Offer

  • Closed-End: Loan amortized over a specific time frame.
  • Open End: Revolving line of credit

Advantages

  • Convenience
  • Can use the money for a wide variety of reasons and terms

icon of a check boxHome Equity Checklist

  • Completed Application
  • 2 Most Recent Pay Stubs Within the Last 30 Days
  • 2 Most Recent Checking & Savings Statements
  • Last 2 Years of W2s
  • If Self Employed, Last 2 Years of Tax Returns 
(include all pages)
  • Social Security and or Pension Award Letters
  • Investment, IRA, 401K Statements
  • Drivers License for All Applicants
  • Accepted Offer to Purchase
  • Proof of Homeowners Insurance Coverage
  • Additional Items if Requested by Underwriters

Current Rates

For current rates, please call (715) 258-1400 and ask for a Lender.

Apply Today

To apply for a Home Equity Loan today, please complete our online application. A Lender will contact you to finalize the paperwork and answer any questions you may have.
Farmers State Bank of Waupaca NMLS #485154.

APPLY FOR A HOME EQUITY LOAN

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